Lincoln’s Affordable Housing Coordinated Action Plan
In 2020, the City of Lincoln published an Affordable Housing Coordinated Action Plan. The Plan is built from a wealth of information that forms a picture of Lincoln’s housing market today. It includes an examination of Lincoln’s historic trends, population demographics, economy, and housing market conditions. The plan also identifies current challenges, forecasts future needs, and puts forward suggested improvements for Lincoln’s housing market.
At a Glance
The plan confirms what Collective Impact Lincoln has heard directly from residents from the past three years: housing adequacy and affordability is a major problem for many Lincolnites. It also includes several positive solutions that should be pursued.
1. Market Analysis
- Lincoln’s housing market is affordable for most households, but housing costs are increasing and should be addressed proactively.
- Despite median incomes keeping pace, many census tracts in Lincoln are cost-burdened.
- The greatest shortage of units is for households making less than $25,000.
- Lincoln continues to grow at a steady rate.
- Over the next decade, Lincoln will need an additional 17,000 units to support projected population growth.
- By 2030, Lincoln will need nearly 5,000 rental units affordable to the lowest-income households.
- Lincoln’s population is generally young, but the number of residents over 65 will continue to grow.
- Despite consistent construction activity, the private market is not producing varied housing types.
- Lincoln has a number of existing affordable housing units that will need to be preserved.
- Multiple factors influence the cost of housing and the ability to produce affordable housing; therefore, multiple partners will have to be called upon to address housing needs.
2. Where We Are Today
- The top concern in both the listening sessions and online survey was the lack of quality affordable housing.
- There is a struggle to balance costs and the need to ensure safe housing and infrastructure needs.
- There are a wealth of agencies working towards creating a healthy housing market.
- Good coordination exists among many of the housing service providers, but few housing options are available for these populations.
- Better enforcement of property maintenance, both interior and exterior, will help preserve affordable housing and encourage residents to take pride in and maintain their homes.
- Many renters are competing for the same housing units.
- Regardless of whether they were owner or renter households, over 65% of respondents interested in moving felt they could not find their preferred housing type.
- The perceived needs for certain household types revealed the perception that most households had adequate options.
- Near-retirees comprised 216 of respondents – of which 75% wanted to retire in the area.
3. Issues and Opportunities
- Preserve the existing affordable rental units.
- Improve rental housing quality.
- Make the development of affordable housing through programs like low-income housing tax credits more appealing.
- Increase mobility in the market.
- Implement strategies for sharing risk in the development of affordable housing.
- Ensure policies and codes support affordable housing.
The plan falls short of recommending a full scope of policies that would meaningfully expand access to affordable, adequate housing, particularly for low-paid Lincolnites who rent. Collective Impact Lincoln is engaging with residents and city leaders to use the draft plan as a starting point for additional long-term solutions.
The City of Lincoln has opened a 45-day comment period for the public to weigh in on the draft plan. Collective Impact Lincoln is recommending the City of Lincoln include three specific initiatives in the final draft of the Affordable Housing Coordinated Action Plan.
1. A feasibility study on, and implementation of, inclusionary housing
- Inclusionary housing ordinances require new housing developments to set aside a percentage of housing units as affordable for low-paid residents.
- In return for participating in the program, developers would receive incentives to ensure that development remains profitable. These programs have been shown to be effective in other cities such as Newark, New Jersey, where they adopted an inclusionary housing ordinance in 2017 that has since created 923 affordable units out of 4,200 total units created in the city.
- A feasibility study would allow Lincoln to determine how to design an inclusionary housing ordinance specific to the needs of Lincoln’s housing and development market without discouraging further residential development.
- This would be one reasonable, but major step in tackling our housing crisis.
2. Proactive Code Enforcement
- While the housing plan recognizes the importance of greater code enforcement, it suggests that a landlord association develop a rental inspection program that gives passing units a “seal of approval.”
- Our current code enforcement mechanism is built on a method of self-policing that has failed many of our residents.
- We recommend a proactive interior inspection model that requires periodic inspections of the interior of rental units, ensuring that building and safety codes are enforced. This model would reward rental units that are up to code with fewer periodic inspections, while units not in compliance would receive more attention. Regular inspections of rental units helps protect the limited number of existing affordable units in Lincoln from deteriorating to the point of condemnation and destruction, and they help protect lower-paid Lincolnites from life-threatening violations of health and safety codes.
- We recommend the city council amend current inspection ordinances to require periodic inspections of the interior of rental units in order to ensure the adequacy of Lincoln’s existing affordable rental stock.
3. Better results with housing vouchers
- Rental assistance such as housing vouchers is essential for many Lincolnites that help them make ends meet.
- However, renters can be denied housing solely because they would pay rent with a voucher.
- In Lincoln, voucher success rates are currently running at about 74 percent.
- That is, 26 percent of voucher recipients in Lincoln are unsuccessful in finding housing that will accept their vouchers. We also know anecdotally that residents have been unable to use their housing voucher because they could not find a landlord that would accept the voucher or only managed to find housing after struggling to find a landlord that would accept the voucher.
- The housing plan notes that housing voucher recipients are struggling to find property owners with units available in such a highly competitive rental market.
- It nevertheless relies on housing vouchers as part of the strategy to provide housing for households making less than $15,000 without offering a solution to this problem.
- We recommend the city council ensure landlords accept all legal sources of income as payment for rent, in order to ensure that Lincolnites with housing vouchers are able to use them.
It's Your Turn
Now is the time to speak up for housing rights!
Please share your feedback and comments on the city’s draft plan using our form and we’ll be sure they are included in the comments to help shape the final version of the Affordable Housing Coordinated Action Plan.
During this 45-day public comment period, the City of Lincoln will hold several listening sessions. Please plan to attend at least one so you can share your thoughts with city officials directly. We’ll post those dates here when they’re set.
Stay engaged with Collective Impact Lincoln. Sign up for news, updates, and opportunities to get involved in local neighborhood activities and issues, and with our coalition. Our e-newsletter is published about once a month.
What is happening now
CIL is monitoring the City of Lincoln’s implementation of the new Affordable Housing Coordinated Action Plan (AHCAP)
This includes engaging residents on the draft plan and providing specific recommendations on what policies are needed in Lincoln to truly expand access to affordable and adequate housing. CIL helped generate 49 comments on the draft proposal before it was unanimously approved by the City Council on December 21, 2020.